What is SBL (Stock Borrowing and Lending)?
Stock borrowing and lending is a system in which traders borrow shares that they do not already own, or lend the stocks that they own but do not intend to sell immediately. Just like in a loan, SBL transaction happens at a rate of interest and tenure that is fixed by the two parties entering the transaction.
There are two categories of SBL:
Benefits of SBL
- Lenders will receive fees for lending stocks without losing the benefits of ownership such as receiving dividends.
- Borrowers can sell the borrowed stocks and buy them back later at lower prices with a competitive borrowing cost.
Is it safe to do SBL transactions?
- For each stock borrowing, a borrower must pledge cash or securities as collateral before the borrowing. At present, an initial margin of up to 50% of the borrowing value must be placed. When a borrower sells the borrowed stocks, the proceeds will be held with DBS Vickers; therefore, making the total value of his margin placement and proceeds from the sales up to 150% of the borrowed stocks’ value.
- To provide more confidence, DBS Vickers serves as the counter party to borrowers and lenders.
How to Apply
Important Notes :
Investable Products must be in strict compliance to the approval from the Securities Exchange Commission and/or the Bank of Thailand.